***EQUIFAX DATA BREACH*** You need to ACT NOW!

Discussion in 'Non-Vaping Related' started by Ms. Trixy, Sep 9, 2017.

  1. Ms. Trixy

    Ms. Trixy It's the Most Magical Time of The Year! VU Donator Gold Contributor Member For 1 Year ECF Refugee Unlisted Vendor

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    This is HUGE!!!!!

    From the FEDERAL TRADE COMMISSION:
    The Equifax Data Breach: WHAT TO DO
    https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do

    (NOTE: The breach lasted from mid May through July!)

    WARNING!: Do NOT sign up for the Equifax Credit Protection! It's to lure you into a NEW TERMS and CONDITIONS Agreement. Here is the website they are tricking you with AND the Terms and Conditions LINK at the bottom of the page.

    Do NOT enter any personal information, but you can read the NEW agreement. It's mind boggling that they're doing this. The BREACH HAPPENED 2 MONTHS AGO!!!
    https://trustedidpremier.com/consumer-registration/html/personal-info.html

    "The Equifax breach involves "full names, Social Security numbers, birth dates, addresses, and, in some cases, driver license numbers." This is far worse than your usual name-and-email breach, or even name-email-and-password, because it gives thieves everything they need to open bank accounts, credit cards, and get loans in your name."

    Dated 9/8 Equifax states in the fine print, you will GIVE UP YOUR RIGHTS in any way, shape or form about this incident.

    DO NOT USE EQIFAX'S CREDIT PROTECTION COVERAGE. Even by signing in to see if you're information has been compromised, automatically enters you into the new agreement.


    From Rick Smith, Chairman and CEO of Equifax
    https://www.equifaxsecurity2017.com/

    Reporter Clark Howard trash Equifax
    https://www.facebook.com/clarkhoward/videos/10157221050939572/

    *Equifax MUST Pay*
    If Equifax does not pay big for losing the personal information of millions of Americans,
    we just need to get used to our identities being stolen.

    https://www.pcmag.com/commentary/356082/equifax-must-pay

    Take action immediately!
    Put a Credit Freeze on all 3 of the credit reporting agencies.
    Then, pull your credit for free at
    www.AnnualCreditReport.com .
    Also check with your Attorney General's Website.

    For Credit Freeze requests:
    Equifax Security Freeze
    P.O. Box 105788
    Atlanta, GA 30348
    https://www.freeze.equifax.com

    Experian Security Freeze
    P.O. Box 9554
    Allen, TX 75013
    https://www.experian.com/freeze/center

    TransUnion LLC
    P.O. Box 2000
    Chester, PA 19016
    freeze.transunion.com


    Contact information for major Credit Bureaus:
    Equifax
    (888) 397-3742
    Experian
    (800) 290-5195
    TransUnion
    (888) 909-8872
     
    Last edited: Sep 10, 2017
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  2. Tom950

    Tom950 VU Moderator Staff Member Senior Moderator VU Donator Silver Contributor Member For 3 Years

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    Also note the fine print in the monitoring they are offering you are giving up your rights to any future legal action against equifax
     
  3. Ms. Trixy

    Ms. Trixy It's the Most Magical Time of The Year! VU Donator Gold Contributor Member For 1 Year ECF Refugee Unlisted Vendor

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    I just finished watching the FB video that clearly states that. But, it should be part of the OP. Thanks, Tom.
     
    Last edited: Sep 9, 2017
  4. Ms. Trixy

    Ms. Trixy It's the Most Magical Time of The Year! VU Donator Gold Contributor Member For 1 Year ECF Refugee Unlisted Vendor

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    Everyone, you need to check your credit. Not only is your credit information compromised, but your passwords also!!!
    I know it's a lot of work on your end. But if you don't want to get F*CKED big time, you need read and do what is suggested in the OP.
    This is NOT a scam or joke.
     
    Last edited: Sep 9, 2017
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  5. No Ash More Cash

    No Ash More Cash Gold Contributor Member For 3 Years

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  6. Ms. Trixy

    Ms. Trixy It's the Most Magical Time of The Year! VU Donator Gold Contributor Member For 1 Year ECF Refugee Unlisted Vendor

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    @Tom950 Would you please make this a sticky? It needs to be seen at the top until we know the end result. Much appreciated.
     
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  7. No Ash More Cash

    No Ash More Cash Gold Contributor Member For 3 Years

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  8. No Ash More Cash

    No Ash More Cash Gold Contributor Member For 3 Years

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    This^^^^^^^^^^^^^^^^^^^
     
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  9. No Ash More Cash

    No Ash More Cash Gold Contributor Member For 3 Years

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    Mainstream media really isn't covering this that much if at all...More coverage on Hurricane IRMA...What a shocker :rolleyes:
     
    Last edited: Sep 9, 2017
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  10. No Ash More Cash

    No Ash More Cash Gold Contributor Member For 3 Years

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    Thanks to the Mod who made this a sticky
     
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  11. Ms. Trixy

    Ms. Trixy It's the Most Magical Time of The Year! VU Donator Gold Contributor Member For 1 Year ECF Refugee Unlisted Vendor

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    Thank you for your contributions, Ash. I knew you are quite big on advocacy. You're an angel! Thank you. Keep them coming.
    And a HUGE thank you to the Mod that made this a sticky. :blowkiss:
     
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  12. No Ash More Cash

    No Ash More Cash Gold Contributor Member For 3 Years

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    They just changed the fine print today :rolleyes:

    From there site...I like the way how they "made it clear" :rolleyes:
    2). NO WAIVER OF RIGHTS FOR THIS CYBER SECURITY INCIDENT
    In response to consumer inquiries, we have made it clear that the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms of use does not apply to this cybersecurity incident.

    Still don't sign it if it has that arbitration clause in it...A Signed contact is a Legal binding Contact no matter what they say after the fact!!!...These people are sneaky greedy fuckers with clever lawyers who can word things to seem your ok
     
    Last edited: Sep 9, 2017
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  13. No Ash More Cash

    No Ash More Cash Gold Contributor Member For 3 Years

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    No Probs Trixy :)...I'm always for the underdog
     
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  14. Ms. Trixy

    Ms. Trixy It's the Most Magical Time of The Year! VU Donator Gold Contributor Member For 1 Year ECF Refugee Unlisted Vendor

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  15. David Wolf

    David Wolf Bronze Contributor ECF Refugee

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    I've been reading about this for days. Facebook isn't a place to go for reliable information, the FTC and your attorney generals website is. The advice to not even check with Equifax to see if your data was even compromised is nonsense.
     
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  16. Ms. Trixy

    Ms. Trixy It's the Most Magical Time of The Year! VU Donator Gold Contributor Member For 1 Year ECF Refugee Unlisted Vendor

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    I did check to see if mine was compromised. And it was.
    Previously, the new Terms & Conditions DID have the new verbiage where agreeing to the Credit Monitoring and clicking "I agree to Terms & Conditions" to continue to finish registering would have you signing off on the new agreement dated 9/8. According to the FTC, it is now safe as the verbiage has been removed by Equifax. I'm still checking my credit as I watch a Live Hurricane feed.
     
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  17. No Ash More Cash

    No Ash More Cash Gold Contributor Member For 3 Years

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    Last edited: Sep 10, 2017
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  18. GKG2017

    GKG2017 Bronze Contributor

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    I heard about this from the Computer Guy on AM 640. I never knew Equifax offered credit protection.
     
  19. Ms. Trixy

    Ms. Trixy It's the Most Magical Time of The Year! VU Donator Gold Contributor Member For 1 Year ECF Refugee Unlisted Vendor

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    They always have, but you had to pay for it. Get all 3 credit reports at www.annualcreditreport.com . You should also check with Equifax to see if your Data was compromised. I was able to sign up for credit monitoring extreme as an added bonus from my credit union. They state the chance of a breach/infringement was LOW. That was good to see. I also reviewed my basic credit report through my bank as well. All looks fine but my score is down 200pts. Hmmm.
     
  20. No Ash More Cash

    No Ash More Cash Gold Contributor Member For 3 Years

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    I'm sure if you keep checking it your points will go down...that's how it works...Anyway they can fuck ya...They will!!!
     
  21. Ms. Trixy

    Ms. Trixy It's the Most Magical Time of The Year! VU Donator Gold Contributor Member For 1 Year ECF Refugee Unlisted Vendor

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    Clark Howard is well known in this field. You won't believe just how bad this is.
    Please pay heed to what you are about to read and hear. Things you MUST do to protect your credit, AND your identity.

    Do NOT deal with Equifax AT ALL

    Equifax data breach FAQs: Answers to your biggest questions
    http://clark.com/personal-finance-credit/equifax-data-breach-faqs-answers-to-your-biggest-questions/

    Equifax data breach: Frustrated consumers report credit freeze problems
    http://clark.com/personal-finance-c...ated-consumers-report-credit-freeze-problems/

    Sue Equifax
    http://www.wsbtv.com/news/local/cla...uifax-following-massive-data-breach/608791887




    (Scroll down for videos)
     
    Last edited: Sep 15, 2017
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  22. No Ash More Cash

    No Ash More Cash Gold Contributor Member For 3 Years

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    For something this big it didn't last to long in the Mainstream media from what I can see...I cut my cable TV a few years back but I did a quick search just now to see what's going on and not much in the MSM....I'm really not shocked about this one bit...One of the reasons I cut the cable....I found out about this equifax fuck up here...So thank you Trixy for giving people the heads up including myself! and the Mod who made this a sticky:cheers:
    [​IMG]
     
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  23. AndriaD

    AndriaD Shine on, you crazy... VU Donator Diamond Contributor Member For 3 Years ECF Refugee

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    This gets my vote too -- they fucked up, why would I want to deal with them AT ALL???

    I went to the FTC site today, and went to their link to see if there was any impact on myself or my husband's SS#'s... and there was. But aside from keeping a close eye on all our credit cards, I don't think there's really much to do about it -- can't freeze our credit, we use it!

    Andria
     
  24. Ms. Trixy

    Ms. Trixy It's the Most Magical Time of The Year! VU Donator Gold Contributor Member For 1 Year ECF Refugee Unlisted Vendor

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    You can freeze any inquiries for more credit other than what's already there. It has nothing to do with the cards you use. When you're getting wacky charges, like I did from England 3 years ago, then yeah, shut the card down. Do the Freeze, Andria.
     
  25. AndriaD

    AndriaD Shine on, you crazy... VU Donator Diamond Contributor Member For 3 Years ECF Refugee

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    Hmm, I guess that could work; I can't think of any reason we'd need any more credit than we have currently. I'll go back thru the links from the WellsFargo site where I found the FTC link.

    Andria
     
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  26. Gregjl

    Gregjl Bronze Contributor Member For 1 Year

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    Thanks for that, it's a shame I'm only reading about it here of all places. It should be a commercial on tv.
     
  27. Ms. Trixy

    Ms. Trixy It's the Most Magical Time of The Year! VU Donator Gold Contributor Member For 1 Year ECF Refugee Unlisted Vendor

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    You'd be surprised to see if you Google it. Put a Freeze on your credit. It only stops intruders from opening new credit. But keep an eye on your credit cards, etc.
     
  28. Ms. Trixy

    Ms. Trixy It's the Most Magical Time of The Year! VU Donator Gold Contributor Member For 1 Year ECF Refugee Unlisted Vendor

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    Well, I got hit 3 days ago on my Visa. $500 from Bed Bath & Beyond in NJ with more "pending" charges for over $1,000.00 more. Good thing I looked at that bank. I was expecting 2 credits. Called, cancelled and put in a dispute. They were swift in issuing me a temporary credit until they can resolve the matter.

    I could have easily stopped at the bank for a new card but I'm in no hurry. I check my financial institutions daily.

    You would assume at this juncture a more stringent method of avoiding this catastrophe would be in place.
     
  29. Doug.E.Fresh

    Doug.E.Fresh Member For 2 Years

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  30. Ms. Trixy

    Ms. Trixy It's the Most Magical Time of The Year! VU Donator Gold Contributor Member For 1 Year ECF Refugee Unlisted Vendor

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    Thank you for your contribution, Doug.
     
  31. Khassy

    Khassy Diamond Contributor

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  32. The Cromwell

    The Cromwell VU Donator Diamond Contributor Member For 1 Year

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    Not expecting any problems from here since I have never logged into any of the credit agency sites so they have no agreement nor passwords from me.
     
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