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***EQUIFAX DATA BREACH*** You need to ACT NOW!

Ms. Trixy

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This is HUGE!!!!!

From the FEDERAL TRADE COMMISSION:
The Equifax Data Breach: WHAT TO DO
https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do

(NOTE: The breach lasted from mid May through July!)

WARNING!: Do NOT sign up for the Equifax Credit Protection! It's to lure you into a NEW TERMS and CONDITIONS Agreement. Here is the website they are tricking you with AND the Terms and Conditions LINK at the bottom of the page.

Do NOT enter any personal information, but you can read the NEW agreement. It's mind boggling that they're doing this. The BREACH HAPPENED 2 MONTHS AGO!!!
https://trustedidpremier.com/consumer-registration/html/personal-info.html

"The Equifax breach involves "full names, Social Security numbers, birth dates, addresses, and, in some cases, driver license numbers." This is far worse than your usual name-and-email breach, or even name-email-and-password, because it gives thieves everything they need to open bank accounts, credit cards, and get loans in your name."

Dated 9/8 Equifax states in the fine print, you will GIVE UP YOUR RIGHTS in any way, shape or form about this incident.

DO NOT USE EQIFAX'S CREDIT PROTECTION COVERAGE. Even by signing in to see if you're information has been compromised, automatically enters you into the new agreement.


From Rick Smith, Chairman and CEO of Equifax
https://www.equifaxsecurity2017.com/

Reporter Clark Howard trash Equifax
https://www.facebook.com/clarkhoward/videos/10157221050939572/

*Equifax MUST Pay*
If Equifax does not pay big for losing the personal information of millions of Americans,
we just need to get used to our identities being stolen.

https://www.pcmag.com/commentary/356082/equifax-must-pay

Take action immediately!
Put a Credit Freeze on all 3 of the credit reporting agencies.
Then, pull your credit for free at
www.AnnualCreditReport.com .
Also check with your Attorney General's Website.

For Credit Freeze requests:
Equifax Security Freeze
P.O. Box 105788
Atlanta, GA 30348
https://www.freeze.equifax.com

Experian Security Freeze
P.O. Box 9554
Allen, TX 75013
https://www.experian.com/freeze/center

TransUnion LLC
P.O. Box 2000
Chester, PA 19016
freeze.transunion.com


Contact information for major Credit Bureaus:
Equifax
(888) 397-3742
Experian
(800) 290-5195
TransUnion
(888) 909-8872
 
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Ms. Trixy

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Also note the fine print in the monitoring they are offering you are giving up your rights to any future legal action against equifax
I just finished watching the FB video that clearly states that. But, it should be part of the OP. Thanks, Tom.
 
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Ms. Trixy

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Everyone, you need to check your credit. Not only is your credit information compromised, but your passwords also!!!
I know it's a lot of work on your end. But if you don't want to get F*CKED big time, you need read and do what is suggested in the OP.
This is NOT a scam or joke.
 
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Ms. Trixy

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@Tom950 Would you please make this a sticky? It needs to be seen at the top until we know the end result. Much appreciated.
 

No Ash More Cash

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Mainstream media really isn't covering this that much if at all...More coverage on Hurricane IRMA...What a shocker :rolleyes:
 
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Ms. Trixy

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Three Equifax Managers Sold Stock Before Cyber Hack Revealed - Bloomberg
https://www.bloomberg.com/news/arti...utives-sold-stock-before-revealing-cyber-hack

Equifax lobbied to take away breach victims' right to sue

https://boingboing.net/2017/09/09/depraved-indifference.html

Thank you for your contributions, Ash. I knew you are quite big on advocacy. You're an angel! Thank you. Keep them coming.
And a HUGE thank you to the Mod that made this a sticky. :blowkiss:
 

No Ash More Cash

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They just changed the fine print today :rolleyes:
From there site...I like the way how they "made it clear" :rolleyes:
2). NO WAIVER OF RIGHTS FOR THIS CYBER SECURITY INCIDENT
In response to consumer inquiries, we have made it clear that the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms of use does not apply to this cybersecurity incident.

Still don't sign it if it has that arbitration clause in it...A Signed contact is a Legal binding Contact no matter what they say after the fact!!!...These people are sneaky greedy fuckers with clever lawyers who can word things to seem your ok
 
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David Wolf

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I've been reading about this for days. Facebook isn't a place to go for reliable information, the FTC and your attorney generals website is. The advice to not even check with Equifax to see if your data was even compromised is nonsense.
 

Ms. Trixy

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I've been reading about this for days. Facebook isn't a place to go for reliable information, the FTC and your attorney generals website is. The advice to not even check with Equifax to see if your data was even compromised is nonsense.

I did check to see if mine was compromised. And it was.
Previously, the new Terms & Conditions DID have the new verbiage where agreeing to the Credit Monitoring and clicking "I agree to Terms & Conditions" to continue to finish registering would have you signing off on the new agreement dated 9/8. According to the FTC, it is now safe as the verbiage has been removed by Equifax. I'm still checking my credit as I watch a Live Hurricane feed.
 

No Ash More Cash

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GKG2017

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I heard about this from the Computer Guy on AM 640. I never knew Equifax offered credit protection.
 

Ms. Trixy

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I heard about this from the Computer Guy on AM 640. I never knew Equifax offered credit protection.

They always have, but you had to pay for it. Get all 3 credit reports at www.annualcreditreport.com . You should also check with Equifax to see if your Data was compromised. I was able to sign up for credit monitoring extreme as an added bonus from my credit union. They state the chance of a breach/infringement was LOW. That was good to see. I also reviewed my basic credit report through my bank as well. All looks fine but my score is down 200pts. Hmmm.
 

No Ash More Cash

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They always have, but you had to pay for it. Get all 3 credit reports at www.annualcreditreport.com . You should also check with Equifax to see if your Data was compromised. I was able to sign up for credit monitoring extreme as an added bonus from my credit union. They state the chance of a breach/infringement was LOW. That was good to see. I also reviewed my basic credit report through my bank as well. All looks fine but my score is down 200pts. Hmmm.
I'm sure if you keep checking it your points will go down...that's how it works...Anyway they can fuck ya...They will!!!
 

Ms. Trixy

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Clark Howard is well known in this field. You won't believe just how bad this is.
Please pay heed to what you are about to read and hear. Things you MUST do to protect your credit, AND your identity.

Do NOT deal with Equifax AT ALL

Equifax data breach FAQs: Answers to your biggest questions
http://clark.com/personal-finance-credit/equifax-data-breach-faqs-answers-to-your-biggest-questions/

Equifax data breach: Frustrated consumers report credit freeze problems
http://clark.com/personal-finance-c...ated-consumers-report-credit-freeze-problems/

Sue Equifax
http://www.wsbtv.com/news/local/cla...uifax-following-massive-data-breach/608791887




(Scroll down for videos)
 
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No Ash More Cash

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For something this big it didn't last to long in the Mainstream media from what I can see...I cut my cable TV a few years back but I did a quick search just now to see what's going on and not much in the MSM....I'm really not shocked about this one bit...One of the reasons I cut the cable....I found out about this equifax fuck up here...So thank you Trixy for giving people the heads up including myself! and the Mod who made this a sticky:cheers:
cutcord_cabletv_655x1100_v4.jpg
 

AndriaD

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Clark Howard is well known in this field. You won't believe just how bad this is.
Please pay heed to what you are about to read and hear. Things you MUST do to protect your credit, AND your identity.

Do NOT deal with Equifax AT ALL

This gets my vote too -- they fucked up, why would I want to deal with them AT ALL???

I went to the FTC site today, and went to their link to see if there was any impact on myself or my husband's SS#'s... and there was. But aside from keeping a close eye on all our credit cards, I don't think there's really much to do about it -- can't freeze our credit, we use it!

Andria
 

Ms. Trixy

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You can freeze any inquiries for more credit other than what's already there. It has nothing to do with the cards you use. When you're getting wacky charges, like I did from England 3 years ago, then yeah, shut the card down. Do the Freeze, Andria.
 

AndriaD

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You can freeze any inquiries for more credit other than what's already there. It has nothing to do with the cards you use. When you're getting wacky charges, like I did from England 3 years ago, then yeah, shut the card down. Do the Freeze, Andria.

Hmm, I guess that could work; I can't think of any reason we'd need any more credit than we have currently. I'll go back thru the links from the WellsFargo site where I found the FTC link.

Andria
 

Gregjl

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This is HUGE!!!!!

From the FEDERAL TRADE COMMISSION:
The Equifax Data Breach: WHAT TO DO
https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do

(NOTE: The breach lasted from mid May through July!)

WARNING!: Do NOT sign up for the Equifax Credit Protection! It's to lure you into a NEW TERMS and CONDITIONS Agreement. Here is the website they are tricking you with AND the Terms and Conditions LINK at the bottom of the page.

Do NOT enter any personal information, but you can read the NEW agreement. It's mind boggling that they're doing this. The BREACH HAPPENED 2 MONTHS AGO!!!
https://trustedidpremier.com/consumer-registration/html/personal-info.html

"The Equifax breach involves "full names, Social Security numbers, birth dates, addresses, and, in some cases, driver license numbers." This is far worse than your usual name-and-email breach, or even name-email-and-password, because it gives thieves everything they need to open bank accounts, credit cards, and get loans in your name."

Dated 9/8 Equifax states in the fine print, you will GIVE UP YOUR RIGHTS in any way, shape or form about this incident.

DO NOT USE EQIFAX'S CREDIT PROTECTION COVERAGE. Even by signing in to see if you're information has been compromised, automatically enters you into the new agreement.


From Rick Smith, Chairman and CEO of Equifax
https://www.equifaxsecurity2017.com/

Reporter Clark Howard trash Equifax
https://www.facebook.com/clarkhoward/videos/10157221050939572/

*Equifax MUST Pay*
If Equifax does not pay big for losing the personal information of millions of Americans,
we just need to get used to our identities being stolen.

https://www.pcmag.com/commentary/356082/equifax-must-pay

Take action immediately!
Put a Credit Freeze on all 3 of the credit reporting agencies.
Then, pull your credit for free at
www.AnnualCreditReport.com .
Also check with your Attorney General's Website.

For Credit Freeze requests:
Equifax Security Freeze
P.O. Box 105788
Atlanta, GA 30348
https://www.freeze.equifax.com

Experian Security Freeze
P.O. Box 9554
Allen, TX 75013
https://www.experian.com/freeze/center

TransUnion LLC
P.O. Box 2000
Chester, PA 19016
freeze.transunion.com


Contact information for major Credit Bureaus:
Equifax
(888) 397-3742
Experian
(800) 290-5195
TransUnion
(888) 909-8872
Thanks for that, it's a shame I'm only reading about it here of all places. It should be a commercial on tv.
 

Ms. Trixy

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You'd be surprised to see if you Google it. Put a Freeze on your credit. It only stops intruders from opening new credit. But keep an eye on your credit cards, etc.
 

Ms. Trixy

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Well, I got hit 3 days ago on my Visa. $500 from Bed Bath & Beyond in NJ with more "pending" charges for over $1,000.00 more. Good thing I looked at that bank. I was expecting 2 credits. Called, cancelled and put in a dispute. They were swift in issuing me a temporary credit until they can resolve the matter.

I could have easily stopped at the bank for a new card but I'm in no hurry. I check my financial institutions daily.

You would assume at this juncture a more stringent method of avoiding this catastrophe would be in place.
 

Ms. Trixy

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Thank you for your contribution, Doug.
 

The Cromwell

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Not expecting any problems from here since I have never logged into any of the credit agency sites so they have no agreement nor passwords from me.
 

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