HELP TRIXY raise $5,800 for plumbing disaster! EVERYTHING GOES! 99% NEW! Please HELP!

Discussion in 'Hardware' started by Ms. Trixy, Nov 4, 2018.

  1. Ms. Trixy

    Ms. Trixy Happy Holidays! VU Donator Platinum Contributor Member For 2 Years ECF Refugee Reddit Exile

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    We had a major plumbing explosion in the house due to a 16 inch critter that found its way in. 8 inch x 3 inch body and 8 inch tail. Get your ruler out and look at 8 inches. It chewed through PVC, the joints and some other pipes. The tub was filled with water and when it drained it flooded the kitchen and both bathrooms. I mean flood. The insurance company doesn't cover plumbing.

    We sincerely pray for your help. Every piece of hardware: mods, mechs, my Squid collection, tanks/attys and accessories including brand new 21700 40T cells never used.
    Every penny goes to the plumber.
    Prices are dirt cheap. I took prices from things that were already on sale plus reduced them again.
    Think twice if you the need to negotiate. I'm trying to pay my plumber - at a severe LOSS. PayPal F&F or G&S is fine. I need your real name, screen name & list of items.
    Garage Sale ON TUESDAY Nov.20th
    Jenn from Higgy Cigs has offered her slot at iVlog/user/The Other Side, for 2 hours.
    9pm EDT - See graphic below for information!
    Here is a 3 page spreadsheet with the entire list. Mods/Tanks, Attys/Accessories.
    I haven't been here as often. I frequent FB as Mist Trixy or email [email protected].

     

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    Last edited: Nov 14, 2018
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  2. SteveS45

    SteveS45 Diamond Contributor Member For 2 Years ECF Refugee

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    Home owners Insurance covers plumbing. Check your policy.
     
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  3. Ms. Trixy

    Ms. Trixy Happy Holidays! VU Donator Platinum Contributor Member For 2 Years ECF Refugee Reddit Exile

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    Apparently not Liberty Mutual. I'll go over the small writing tonight. I thought they no longer do remediation for water damage due to the rise in stachybotrys?
     
  4. SteveS45

    SteveS45 Diamond Contributor Member For 2 Years ECF Refugee

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    Although Insurance is different due to all the Natural Disasters and requirements for Flood Insurance I do not believe problems from water damage due to plumbing or other water in the home are affected.
     
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  5. Heartsdelight

    Heartsdelight Platinum Contributor Member For 3 Years

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    Good luck with the sale & I hope you raise enough to pay for the damages :hug:
     
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  6. Alatide

    Alatide Bronze Contributor

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    I am an insurance adjuster. The problem is the damage was done by an animal. Policy generally only pays for the clean up only if it was in the dwelling. Will not pay to repair.
     
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  7. Ms. Trixy

    Ms. Trixy Happy Holidays! VU Donator Platinum Contributor Member For 2 Years ECF Refugee Reddit Exile

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    The 'animal' was never brought up. They called it a bathsomething overflow? Both bathrooms get a makeover but even though the kitchen cabinets got soaked at the bottom, they are making us leave them. Under the assumption I would get new vinyl flooring in the kitchen AND adjoining dining room, the movers came and took everything. The fridge an freezer are in the living room with everything they put there.
     
  8. debinnv

    debinnv Silver Contributor Member For 4 Years

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    Try and do some digging, Because when we flooded due to a hot water heater blowing, they had to replace everything due to a possible mold issue. They also had to have an inspector come after they got rid of bad stuff and water to verify there was no sign of moisture and/or mold. I remember having to suffer through the noise of huge industrial fans blowing for like 2 days. Don't let the insurance company give you the run around. Sure, maybe they don't have to take care of it all, but try and see if you can research it and verify so you know for sure. Good Luck. I know the pain all to well of having a house flood. I was lucky, they replaced all the flooring and carpeting, baseboards etc etc. Anywhere water had touched.
     
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  9. AnkouSitan

    AnkouSitan Bronze Contributor

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    I hope all goes well for you!
     
  10. Ms. Trixy

    Ms. Trixy Happy Holidays! VU Donator Platinum Contributor Member For 2 Years ECF Refugee Reddit Exile

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    Thank you. Seems our adjuster is playing like we're dumb. I'll certainly check it out and bring it to his attention. We haven't received nor will we cash the check.

    Thank youvery much, @AnkouSitan.
     
  11. SpectoVia

    SpectoVia Silver Contributor Member For 1 Year

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    Dibs on CoV Mini Volt......

    Still shopping Trix
    PM soon
     
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  12. SpectoVia

    SpectoVia Silver Contributor Member For 1 Year

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    PM sent
     
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  13. Ms. Trixy

    Ms. Trixy Happy Holidays! VU Donator Platinum Contributor Member For 2 Years ECF Refugee Reddit Exile

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    I called for the Adjuster's Superior. After reading the reason/description of the water issue, he's way off! He said to use the same cabinets that were soaked. The other cabinet baseboards were wet also. And they won't replace the vinyl floor. I mentioned the cabinets (we have a galley kitchen) on the other side that were wet as well. He said, "Well. Just keep an eye on it and if they show discolor or warping, call us back." WTF?

    I'll call the plumber first. I'm so exhausted. And they haven't even't pulled my bathtub out yet. They demo'd everything else in there.

    Th check they sent is pitiful. I'm not cashing it.
     
  14. Ms. Trixy

    Ms. Trixy Happy Holidays! VU Donator Platinum Contributor Member For 2 Years ECF Refugee Reddit Exile

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    SpectoVia, thank you for your purchase. I am most grateful. :bliss:
     
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  15. Ms. Trixy

    Ms. Trixy Happy Holidays! VU Donator Platinum Contributor Member For 2 Years ECF Refugee Reddit Exile

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    Last edited: Nov 6, 2018
  16. MannyScoot

    MannyScoot Platinum Contributor Member For 2 Years

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    Yeah I would check. I had a customer that went on vacation.... A copper pipe busted on the second floor and caused $139,000 in damages...... The insurance paid.....all of it......

    Sent from my Pixel 2 XL using Tapatalk
     
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  17. Ms. Trixy

    Ms. Trixy Happy Holidays! VU Donator Platinum Contributor Member For 2 Years ECF Refugee Reddit Exile

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    That must have been one heavily soaked home! With the help of some of you and one that happens to be an Insurance Adjuster, I've checked into it further. There is definitely wrong with the Adjusters assessment. I've got the plumber and contractor working on it. The check they sent to me was insulting. We're not going further until we get exact numbers from the plumber and contractor. Either I or the plumber will call his superior.
     
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  18. MannyScoot

    MannyScoot Platinum Contributor Member For 2 Years

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    You can always contact the insurance company and have them review the adjusters numbers.. according to your repair estimates..... The adjuster will always low-ball your claim......
     
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  19. SteveS45

    SteveS45 Diamond Contributor Member For 2 Years ECF Refugee

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    With Insurance Adjusters and initial estimate you do what is know as a Supplement, Original Damage to my truck was $400 and my Body Shop guy called the adjuster down to go over the truck again. Bottom line was over $1,400. That is the game they play to save money.
     
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  20. Ms. Trixy

    Ms. Trixy Happy Holidays! VU Donator Platinum Contributor Member For 2 Years ECF Refugee Reddit Exile

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  21. Ms. Trixy

    Ms. Trixy Happy Holidays! VU Donator Platinum Contributor Member For 2 Years ECF Refugee Reddit Exile

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    Got a got a itemized copy of that the plumber did and how much it cost. Per the Adjuster they are reimbursing the plumber for a few things One is $2000, witch should go to u.

    I'm waiting on itemization (remodeler) on what should be covered.

    Once I have both, I will invite the Adjuster's Superior to come and look for him self. This should a Category 3 as far as the plumber and the builder.
     
  22. SteveS45

    SteveS45 Diamond Contributor Member For 2 Years ECF Refugee

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    Who is "u"?

    Hard to comprehend what you posted.
     
  23. Raymcconn

    Raymcconn Silver Contributor Member For 1 Year

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    PM Sent
     
  24. Ms. Trixy

    Ms. Trixy Happy Holidays! VU Donator Platinum Contributor Member For 2 Years ECF Refugee Reddit Exile

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    Sorry about that, Steve.

    My sister has a great idea. She disputes everything. Get 3 plumbing estimates, 3 construction estimates and have the Adjuster's Superior come and take a second look. The previous hardly looked at anything and threw HVAC. WTF.

    Once the Supervisor Adjuster looks and writes it here in my home. If it isn't good enough (aside the $4600) they gave us. Check NOT cashed. I'll take him to court and tell him I'm done my due diligence, their estimate is nowhere close to what is should be and he'll have to pay his attorney and my attorney fees. My sister said they'll back stroke - a lot. We estimate based on his figures, $15,000 and $7,500 for the plumber.

    Sorry to ramble.
     
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  25. Ms. Trixy

    Ms. Trixy Happy Holidays! VU Donator Platinum Contributor Member For 2 Years ECF Refugee Reddit Exile

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  26. Ms. Trixy

    Ms. Trixy Happy Holidays! VU Donator Platinum Contributor Member For 2 Years ECF Refugee Reddit Exile

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  27. Puneet Sharma

    Puneet Sharma Bronze Contributor Member For 3 Years

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    Bump for a fellow member


    Sent from my iPhone using Tapatalk
     
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  28. Ms. Trixy

    Ms. Trixy Happy Holidays! VU Donator Platinum Contributor Member For 2 Years ECF Refugee Reddit Exile

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    That's our intention. I have the Adjustors Supervisor's Supervisor on the hook. He left me a message. We'll have him out next week before the contractor returns to finish. We could have used any contractor, but these guys know the house. Besides, one promised me a new vanity. I'm going to hold him to it.
     
  29. New2Vaping2

    New2Vaping2 Gold Contributor Member For 3 Years

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    if all else fails, contact your state's attorney general: they're really good at watching out for consumers in all things.
     

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