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HELOC rates today, December 22, 2025: Rates dipping closer to 7%

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The current national average HELOC rate is dipping closer to 7%. In fact, Bank of America has a home equity line of credit rate as low as 7.3% in some states. HELOC rates: Monday, December 22, 2025 According to Curinos data, the average weekly HELOC rate is 7.44%. This rate is based on applicants…

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