Trump's sweeping student-loan repayment overhaul goes into effect in the new year. Here's what's changing

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President Donald Trump's student-loan repayment overhaul is set to take effect in July 2026. Chip Somodevilla/Getty Images A slew of student-loan repayment changes are coming this year. They include new repayment plans and borrowing caps for advanced degrees. The Education Department is also set…

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