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What Falling Interest Rates Could Mean for Your 401(k) and IRA Into 2026

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VUBot

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In March 2022, the Federal Reserve began aggressively raising interest rates, a trend that lasted until mid-2023. Rates reached a high-water mark of 5.25% to 5.5%. In late 2024, the rates began to come down in three 0.25% increments, and in mid-September, the Fed cut rates again by 0.25% due to a…

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